THE
TERMS AND CONDITIONS SET FORTH BELOW (THE "TERMS")
GOVERN YOUR USE OF THIS SITE ON THE WORLD WIDE WEB (THE "SITE")
OF SENTINEL UNDERWRITING REVIEW, INC. (“SENTINEL), AND
ARE LEGALLY BINDING ON YOU. IF YOU DO NOT AGREE WITH ANY OF THESE
TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE OR ANY INFORMATION
CONTAINED HEREIN.
This web site and all information (the “Materials”)
provided herein is provided by Sentinel or its respective members,
developers and vendors (the “Third Party Providers”)
and are the copyrighted work of Sentinel. Our Site is offered to
you conditional upon acceptance by you of the terms and conditions
set out below as well as any amendments or additional terms, policies
or procedures published on our website from time to time. You should
check these terms and conditions from time to time to remain informed
of any amendments or additions. By using this web site, you agree
not to disrupt or intercept our electronic information (“Materials”)
posted on this web site or on any of our servers. You also agree
not to attempt to circumvent any security features of our web site,
and to abide by all applicable, local, state, federal, and international
laws. By accessing and using this Website, you have agreed to these
terms and conditions.
Sentinel and its licensors grant to you
the limited right to display, copy, and download the Materials
on this Site, provided that: (1) Sentinel copyright notice (set
forth below) and (2) such copies are solely for your personal
or internal informational use for underwriting purposes (for
example, not copied or posted, broadcast in any media or otherwise
redistributed). You acknowledge and agree that you have no right
to modify, edit, alter or enhance any of the Materials except
where applicable. In addition, you agree not to “frame” or “mirror” any
Materials contained on this Site on any other server without
the advance written authorization of Sentinel. The limited license
set forth herein terminates automatically, without notice to
you, if you breach any of these Terms. Upon termination of this
limited license, you agree to immediately destroy any downloaded
and printed Materials.
Except as stated herein, you agree that you
have no right, title or interest in or to the Materials, without
the advance written authorization of Sentinel or the applicable
Third Party Provider. You further agree that no part of the Site,
including trademarks, logos, graphics or images, may be copied
or retransmitted in any way, in whole or in part, without the advance
written authorization of Sentinel. All rights not expressly granted
herein are fully reserved by Sentinel.
Unless otherwise explicitly stated to the maximum
extent permitted by applicable law, the materials on the site are provided “as
is”, and all conditions, representations and warranties, whether
express, implied, statutory or otherwise, including any implied warranty
of merchantability, fitness for a particular purpose, or non-infringement
of third party rights, are hereby disclaimed. Sentinel, for itself
and each of the third party providers, makes no representations, warranties,
or guarantees as to the quality, suitability, truth, accuracy or completeness
of any of the materials contained on the site.
The links, if any, included
within our Website may let you leave our Website to access
linked websites ("Linked Sites").
Sentinel is not responsible for the Materials of any Linked Site
or any link contained in a Linked Site, or any changes or updates
to such sites. Sentinel is not responsible for web casting or any
other form of transmission received from any Linked Site. Sentinel
is providing these links to you only as a added value service and
the inclusion of any link does not imply endorsement by Sentinel
of such sites or any association with their operators.
You acknowledge that
the Materials provided by Third Party Providers have not been
independently verified or authenticated in whole or in part
by Sentinel, and agree that Sentinel does not and shall not
provide, sell, license, or lease any of the Materials, except
as expressly set forth herein.
You acknowledge that it is technically
impossible to provide the Site free of faults and that we do
not undertake to do so; that faults may lead to the temporary
unavailability of the Site; and that the operation of the Site
may be adversely affected by conditions and performances outside
our control, including, without limitation, transmission and
telecommunications links between us and you and between us
and other systems and networks.
To the maximum extent permitted
by applicable law, Sentinel shall not be liable for any damages
suffered as a result of using, modifying, contributing, copying,
distributing, or downloading the materials. In no event shall
Sentinel be liable for any indirect, extraordinary, exemplary,
punitive, special, incidental, or consequential damages (including
loss of data, revenue, profits, use or other economic advantage)
however arising, whether for breach or in tort, even if Sentinel
has been previously advised of the possibility of such damage.
You agree that you have sole responsibility for adequate protection
and backup of data and/or equipment used in connection with
the site and will not make a claim of any nature against Sentinel
for lost data, inaccurate output, work delays or lost profits resulting
from the use of the Materials. You agree to hold Sentinel entirely
harmless from, and you covenant not to sue Sentinel, or its affiliates,
successors or assigns, for any claims related to the Site.
Certain areas of
the Site are password restricted. You agree that you are entirely
responsible for maintaining the confidentiality of your or
your employees’ password
and account information, if any, and agree to notify Sentinel
if the password is lost, stolen, disclosed to an unauthorized
third party, or is otherwise compromised. You agree that you
are entirely responsible for any and all activities which occur
under your account. You agree to immediately notify Sentinel
of any unauthorized use of your account or any other breach of
security known to you.
Copyright © 2005
Sentinel Underwriting Review, Inc. All rights reserved.
The
Materials, and related graphics published in this Site are the sole
property of Sentinel. Permission to use the Information is granted,
provided use of the information is for underwriting purposes only.
No use of any Sentinel trademarks (T.R.I.P.™),
trade names, trade dress, and products in this Internet site may
be made without the prior written authorization of Sentinel, except
to identify the product or services of the company. Except as permitted
above, no license or right, express or implied, is granted to any
person under any patent, trademark, or other proprietary right
of Sentinel. We take the ownership of our intellectual property
seriously and prosecute those that deliberately attempt to steal
what is ours. In cases of suspected copyright theft or hacking,
we provide full personal and internet connection information to
the appropriate enforcement authorities.
Sentinel
is committed to providing reasonable measures to protect you and
your clients’ personal identifying information from
any unauthorized access or disclosure. When you place an order
on line through our web site, or transmit any personal identifying
information through any of our secured server pages, your personal
information is encrypted using "Secure Sockets Layer" (SSL)
encryption technology before being sent over the Internet. This
technology is the industry standard and among the best software
currently available for secure electronic commerce communications.
In addition, personal identifying information is stored and maintained
on a secure server. As such, unauthorized third parties should
not be able to access or intercept personal identifying information
during or after transmission. However, while Sentinel has safeguards
in place to prevent unauthorized access or interception, there
is no absolute guarantee of security. In the unlikely event of
an interception or unauthorized access despite our efforts, Sentinel
shall not be responsible for such interception or unauthorized
access, or any direct, indirect, special, incidental, or consequential
damages (including lost profits) suffered by a user, even if Sentinel
has previously been advised of the possibility of such damages.
Sentinel does not warrant, either expressly or impliedly, that
the information provided by any user shall be free from interception
or unauthorized access, and does not provide any implied warranties
of merchantability and fitness for a particular purpose. Each user
is responsible for maintaining the confidentiality of his or her
own password. To read more about security methods click
here.
You undertake:
- not to use the Materials for any unlawful purpose;
- that you shall not make any use of the site such that the whole
or part of the site is interrupted, damaged, rendered less efficient,
or the effectiveness or functionality of the site is in any way
impaired;
- not to use the site for the transmission or posting of any
computer viruses or any material which is defamatory, offensive
or of an obscene or menacing character, or in such a way as to
cause annoyance, inconvenience or needless anxiety
- to defend, indemnify and hold Sentinel and any affiliated company
or individual harmless from any and all liabilities, costs and
expenses, including reasonable attorney fees, related to any
violation of these terms by you or your authorized agents, or
in connection with the use of the site or the internet or the
placement or transmission of any message or information on the
site by you or your authorized agents.
Sentinel is committed to respecting
your privacy, and recognizes your need for appropriate protection
and management of personally identifiable information you share
(any information by which you can be identified, such as name,
address, and telephone number). For this reason, Sentinel has
established a privacy policy, so that you can understand how
we carefully treat your information. To read more on our privacy
policy click
here.
We reserve the
right to change these terms and conditions from time to time.
By continuing to use the site following such change you will
be deemed to have accepted such change. It is your responsibility
to check regularly to determine whether these terms and conditions
have been changed. If you do not agree to any such change, you
must immediately stop using the Site.
Each
provision of these terms and conditions excluding or limiting liability
shall be construed separately, applying and surviving even if for
any reason one or other of those provisions is held to be inapplicable
or unenforceable in any circumstances.
Unless
otherwise explicitly stated, herein, or in the Privacy Policy, you
agree that any information provided by you in connection with this
Site are provided on a non-proprietary and confidential basis. You
agree that Sentinel shall be free to use or disseminate such information
on an unrestricted basis for any purpose. You acknowledge that your
unauthorized use of any materials contained on this site may violate
copyright laws, trademark laws, the laws of privacy and publicity,
and certain communications statutes and regulations, and agree that
your use of the Site will comply with all applicable laws. You acknowledge
that you are responsible for the information that you submit, and
you, not Sentinel, have full responsibility for the such information,
including its legality, reliability, appropriateness, originality
and copyright, and you agree to indemnify and hold Sentinel harmless
from and against any and all costs, expenses, and damage arising
from your use of the site, or use under your password and account
information.
Sentinel controls and
operates this Site from its headquarters in the United States
of America and makes no representation that these Materials
are appropriate or available for use in other locations. If
you use this Site from outside the United States of America,
you are responsible for compliance with applicable local laws including
but not limited to the export and import regulations of other countries
in relation to the Materials.
Unless otherwise explicitly stated, all marketing or promotional
materials found on this Site are solely directed to individuals,
companies or other entities located in the United States.
You acknowledge and agree that Materials may
be subject to the U.S. Export Administration Laws and Regulations,
and that diversion of such Materials contrary to U.S. law is prohibited.
You agree that none of the Materials, nor any direct product therefrom,
is being or will be acquired for, shipped, transferred, or re-exported,
directly or indirectly, to proscribed or embargoed countries or
their nationals, nor be used for nuclear activities, chemical biological
weapons, or missile projects, unless specifically authorized by
the U.S. Government for such purposes. You agree to comply strictly
with all U.S. export laws and assume sole responsibility for obtaining
licenses to export or re-export as may be required.
You
acknowledge and agree that this Site may include certain inaccuracies
or typographical errors which may affect the quality of the Materials.
In addition, you agree that Sentinel and the Third Party Providers
may make improvements and/or changes in the products, services,
programs, and prices described in this Site, if any, at any time
without notice, and further agree that Sentinel can revise these
Terms at any time without notice by updating this posting. You
agree that your continued use of the Site constitutes your acceptance
of such revised Terms. Any action related to these Terms will be
governed by Michigan law and controlling U.S. federal law, without
regard to the choice or conflicts of law provisions of any jurisdiction.
You agree to submit to the jurisdiction of the courts located in
Oakland County, in the State of Michigan, for the resolution of
all disputes arising from or related to these Terms and/or your
use of the Site. If any provision of these Terms is held by a court
of competent jurisdiction to be contrary to law, then such provision(s)
shall be construed, as nearly as possible, to reflect the intentions
of the parties, with all other provisions remaining in full force
and effect. The failure of Sentinel to enforce any right or provision
in these Terms shall not constitute a waiver of such right or provision
unless acknowledged and agreed to by Sentinel in writing. The Terms
comprises the entire agreement between you and Sentinel and supersede
all prior or contemporaneous agreements between the parties regarding
the subject matter contained herein.
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